How it works

Understand the steps before you apply.

This is a general overview. The process and required information can vary by approved product and institutional policy.

1. Explore financing options

Review published product information and ask questions if anything is unclear.

Check the verified eligibility details and required information for the specific product.

Use a verified contact channel or visit a confirmed branch. Branch and contact details will be published after confirmation.

Share information through a secure, official channel after HAMIDI explains what is needed. Do not upload identity documents to this public website.

HAMIDI reviews a complete request under its applicable policies. An application is not an automatic approval.

If an application is approved, review and understand the terms before entering an agreement.

Funds are disbursed only where an application is approved and all required steps are completed.

Final approval depends on institutional assessment and applicable policies. No online application is submitted through this website.

HAMIDI